Compensation

I receive no incentives or commissions from recommending investment products. I am a licensed life insurance agent, so I may receive commissions from fixed insurance products in an independent agent capacity, however, I use these products infrequently in specific circumstances. I strive to minimize or eliminate conflicts of interest at Read more

As a percentage of your account – assets under management (AUM). The fee is structured so that when you do better, I do better. Asset management fees for accounts held at Schwab are billed quarterly in advance, and deducted directly from client’s accounts.  See my AUM fee schedule below.  Assets Read more